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SR-22 vs. FR-44

What is different

An FR-44 is a financial responsibility certificate like an SR-22, but it requires higher liability limits. Virginia DMV says an FR-44 must carry double the minimum coverage limits.Source: dmv.virginia.gov, checked Oct 24, 2026

In Virginia, an FR-44 is required when your license was suspended or revoked for DUI-related convictions. SR-22s are used for other financial responsibility cases.Source: dmv.virginia.gov, checked Oct 24, 2026

Florida

For a DUI conviction after October 1, 2007, Florida requires an FR-44 with bodily injury liability of $100,000/$300,000 and property damage liability of $50,000, or a $350,000 combined single limit. You keep it for 3 years from the date your driving privilege is reinstated.Source: flhsmv.gov, checked Oct 24, 2026

Virginia

Virginia requires the SR-22 or FR-44 while you hold restricted driving privileges and for 3 years after the suspension or revocation ends.Source: dmv.virginia.gov, checked Oct 24, 2026

Which states use FR-44?

Of the states covered on this site, Florida and Virginia use the FR-44 after a DUI. Each state page lists the form that state’s own agency names.Source: flhsmv.gov, checked Oct 24, 2026

Not legal advice. Not an insurer. We quote state agencies only and never estimate insurance prices.

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