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What is an SR-22?

The short answer

Texas DPS describes an SR-22 as “proof of state monitored liability insurance which can be obtained at an insurance company of your choice.” DPS also notes that not every insurance company offers SR-22s.Source: dps.texas.gov, checked Oct 24, 2026

The state requires it after certain suspensions. Texas, for example, requires drivers suspended for certain violations to file an SR-22 under its Safety Responsibility Act.Source: dps.texas.gov, checked Oct 24, 2026

How long you keep it

The length depends on the state. Texas requires 2 years from the date of the most recent conviction or judgment.Source: dps.texas.gov, checked Oct 24, 2026

Illinois requires 3 years for revocations and certain suspensions.Source: ilsos.gov, checked Oct 24, 2026

Virginia requires the certificate for 3 years from the end of the suspension or revocation.Source: dmv.virginia.gov, checked Oct 24, 2026

Check your state’s page on this site for the official period and source.Source: dps.texas.gov, checked Oct 24, 2026

Who files it

Your insurance company files the certificate with the state. The state is then notified if the policy is cancelled. In Illinois, the insurer files an SR-26 cancellation, which leads to a suspension.Source: ilsos.gov, checked Oct 24, 2026

Not legal advice. Not an insurer. We quote state agencies only and never estimate insurance prices.

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